How to Budget Better

Budgeting is hard and with life changes happening unexpectedly, it’s challenging to plan for the future. But don’t. forget to get rewarded in the process!

‘If you click on my affiliates/advertisers links, I am going to receive a tiny commission. AND… Most of the time, you will receive an offer. Win/Win! The products that I advertise are the ones I believe in.’

Banking

If you don’t already have one, get a bank account set up. Maybe two if you want to keep one to save money that you won’t touch. There are some great rewards offers for setting up a bank account and here are some of them I like.

Chime: Join me on Chime and get $100.

Loans

You might have experience with high interest rates on your credit cards. One of the first ways to start paying debt back is to reduce your interest rates - focusing on the highest ones first - known as snowballing. Below are a few places that provide lower interest loan rates and rewards you at the same time.

Lendkey gives you an opportunity to lower your student loan payments. You earn $200 for refinancing your student loans with LendKey

Credit Building

Try Self, a financial technology company with a mission to help people build credit, particularly those who are new to credit or who might not have access to traditional financial products.